Jakarta, Pintu News – The UK and US are increasing collaboration on digital assets, focusing on crypto regulations and stablecoins. This intensified partnership arises after observations that the UK has been slower to embrace financial technology advancements. The combined effort could significantly reshape global cryptocurrency regulation.
1. UK Considering a Pro-Crypto Approach Inspired by the US
Reports from the Financial Times indicate that UK Treasury Secretary Rachel Reeves and US Treasury Secretary Scott Bessent recently conferred to enhance their countries’ alignment on cryptocurrency policies.
The meeting featured participation from influential entities, including Coinbase, Circle Internet Group, Ripple, Bank of America, Barclays, and Citi. This diverse involvement highlights the commitment from both nations to foster a more globally connected crypto sector.
The discussion reportedly occurred swiftly after crypto advocacy groups encouraged the UK to adopt a more receptive stance toward the industry, asserting that the government’s cautious stance was hindering innovation in comparison to other countries.
Also Read: Digital Ascension Group CEO Jake Claver Makes Bold Claim: XRP Poised to Surpass $25!
2. Stablecoins are a Central Theme in the Bilateral Cooperation
Stablecoins, which are digital assets designed to mirror the value of traditional currencies like the US dollar, represent a key area of focus for this collaboration. Former US President Donald Trump has reportedly prioritized stablecoin policies, with suggestions he may have a vested financial interest in the domain.
The Financial Times also suggests that the Bank of England’s proposed limitations on stablecoin holdings, capped at £10,000-£20,000 (approximately Rp226 million to Rp452 million), are viewed as overly stringent and potentially challenging to implement.
These proposed restrictions have drawn criticism from the UK crypto community, who contend that they might impede adoption and create operational difficulties for businesses operating on blockchain technology.
3. Concerns Raised Over UK Banking Practices Impeding Crypto Growth
A survey of 2,000 crypto investors in the UK found that approximately 40% had faced blocked or delayed transactions initiated by UK-based banks.
Conventional banks cite anxieties surrounding volatility, fraud, and scams as the primary drivers behind restricting access to crypto services. However, this approach is seen as counterproductive to the expansion of the digital finance ecosystem.
Ultimately, a disparity between banking practices and crypto regulation could lead to uncertainty for both investors and companies engaged in the sector.
4. UK Initiates Development of Digital Securities Rules and Testing Environment

Despite criticisms, the UK has been actively working towards creating a structured regulatory framework for crypto assets. In May 2025, the government put forward a legislative proposal aiming to align crypto-related entities, such as exchanges and brokers, with the regulatory standards applicable to traditional financial institutions.
The proposal emphasizes transparency and consumer protection, two areas considered paramount by regulators globally. Furthermore, both the UK and US are said to be developing “sandboxes” for digital securities, intended to facilitate the testing of blockchain technology within financial services.
This initiative is anticipated to speed up the piloting of crypto products within a monitored environment, fostering secure innovation within the sector.
5. Growing UK Interest in Crypto as a Long-Term Investment
A survey conducted by the insurance firm Aviva revealed that 27% of adults in the UK are contemplating including crypto assets within their retirement portfolios.
Of this segment, over 40% cited the potential for high returns as their primary motivation. Approximately 20% of respondents, equivalent to roughly 11.6 million individuals, indicated that they either currently own or have previously owned cryptocurrencies like Bitcoin or Ethereum.
This data signifies an evolving perspective in the UK towards crypto, moving beyond purely speculative activities toward a view of it as a viable option for long-term investment.
Also Read: Analyst Maartunn Highlights Recurring December 2024 Crypto Market Pattern – What Does It Imply?
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*Disclaimer
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