XRP experienced a remarkable 42% increase over the past two months following Brad Garlinghouse’s meeting at the White House, which ignited Donald Trump’s efforts for clearer cryptocurrency regulations.
Despite this surge, XRP is still 17% down for 2026, making its price of $1.53 lower than what many early investors originally paid.
Currently, XRP finds support around $1.50, with an 11% potential rise up to resistance at $1.70, while a slip below could lead to a 16% drop to $1.28.
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As of September 27, 2026, XRP (CRYPTO:XRP) has climbed roughly 42% to $1.53. For investors who missed the recent rise, the pressing question is whether it’s still a good time to invest in XRP or if the opportunity has passed.
Three Key Days Brought Most of XRP’s 42% Rise
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The strong upward movement in XRP was primarily fueled by a few pivotal days in August. The token ended at $1.00 on August 18, just a day prior to Ripple CEO Brad Garlinghouse’s meeting with President Trump, SEC Chair Paul Atkins, and CFTC Chair Mike Selig at the White House. Following this meeting, Trump urged Congress on August 20 to advance the Clarity Act, aimed at creating clearer regulations for U.S. cryptocurrency markets. This announcement propelled XRP to $1.46 by August 22 and briefly to $1.70 on the same day.
Since then, price growth has moderated, with XRP increasing by about 10% in the past month, compared to a striking 46% gain over the last three months. The Senate halted the Clarity Act on September 15, which caused XRP to dip to $1.28 that day before rebounding.
For new investors, this slower price movement could be beneficial, as gradual increases generally provide a more stable entry point than rapid surges that may lead to sharp corrections.
Despite Recent Gains, XRP is Down 17% in 2026
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Despite its recent uptick, XRP is still down 17% for the year and has seen a 46% drop over the past year, currently valued at approximately $97 billion. Consequently, anyone acquiring XRP at $1.53 is getting a better deal than those who bought it a year ago.
Nevertheless, many early holders are experiencing losses and may consider selling if prices approach their breakeven points. This selling activity could hinder further increases at various price levels.
Compared to other cryptocurrencies, XRP has not matched the performance of Solana or Ethereum, even though it has performed better than Bitcoin. In the last two months, Solana surged 68%, Bitcoin rose 32%, while XRP increased by 42%. Over the past three months, Ethereum has surged by 72% alongside XRP’s 46% rise. Notably, XRP ETFs garnered $38 million in inflows on September 22 and 23, which is modest compared to XRP’s daily trading volume. The overall market recovery is spurred by renewed buying interest in cryptocurrencies, potentially influencing XRP’s upcoming movements.
XRP has Support Around $1.50 and Resistance Near $1.70
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XRP recently touched $1.50 on September 26 before bouncing back, suggesting that buyers are actively defending this support level. If it falls below $1.50, the next significant support level is around $1.28, which is approximately 16% lower.
On the upside, XRP has faced resistance near $1.70, which is around 11% higher than the current value. The token reached $1.66 on September 23 but faced challenges before hitting $1.70.
Is It Too Late to Invest in XRP After its 42% Surge?
At this moment, it’s not too late to acquire XRP at $1.53, especially if it holds above the $1.50 mark. The recent rally has evolved into a more stable upward trend, with XRP still trading 46% below its value from a year ago. For long-term investors, determining the quantity of XRP to hold may be more critical than finding the perfect entry price, given the coin’s volatility.
So, is it time to hesitate on purchasing XRP after its significant 42% rise? Not yet. A close above $1.70 could rekindle the upward momentum, while a drop beneath $1.50 may push XRP back towards $1.28. Prospective buyers should be mindful of this potential 16% risk when entering following substantial gains.
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