Approximately 18% of Poland’s population has already invested in digital currencies, according to governmental estimates revealed during discussions in parliament regarding upcoming crypto regulations.
Polish lawmakers in the Sejm are currently reviewing proposed legislation sponsored by the government, designed to provide a regulatory framework for cryptocurrencies like Bitcoin and the broader digital asset ecosystem within the country.
Bill number 1424, officially submitted on June 26th and presented for initial consideration on July 7th, was the focus of debate starting July 22nd, reports Polish crypto news source Bitcoin.pl. Government representatives also participated in these discussions regarding the proposed regulations.
Polish Government: Nearly One in Five Citizens Invested in Crypto
Deputy Finance Minister Jurand Drop addressed members of parliament, both from the ruling coalition and opposition parties, advocating for the government’s proposal. He emphasized the urgent need for protective measures for crypto investors within the nation.
“Around 20% of participants in the crypto market report having been victims of some form of deception or exploitation,” the official stated, adding:
“In Poland, an estimated 18% of individuals have already ventured into crypto asset investments. These regulatory measures are essential to enhance security and safeguards for investors and consumers in the digital currency space.”
Crypto Industry in Poland Expresses Concerns Over Potential Business Exodus Due to New Bill
The proposed regulations, which aim to incorporate the European Union’s Markets in Crypto Assets (MiCA) framework into Polish law, have sparked considerable unease among members of the local crypto community.
A major concern revolves around assigning regulatory oversight to the Polish Financial Supervision Authority (KNF), described by Bitcoin.pl as having a “less-than-favorable disposition towards digital currencies.”
Another point of contention is the suggestion to impose a 0.5% tax on the revenue of Polish-based crypto exchanges. This is not mandated by MiCA and contrasts with a one-time fee of roughly $5,000 charged to trading platforms located outside of Poland.
Industry representatives argue that the proposed fee structure would put Polish exchanges at a disadvantage compared to their foreign counterparts. This might even encourage domestic companies to relocate to jurisdictions with more accommodating policies, enabling them to operate within their original market.
Opposition lawmakers have highlighted these and other problematic aspects of the bill. Janusz Kowalski, a member of the Law and Justice (PiS) party, suggested limiting these charges and voiced his disapproval of giving the KNF supervisory authority.
“Poland holds significant potential in the field of crypto asset innovation. However, instead of capitalizing on it, the Finance Ministry is seeking to hinder the expansion of digital assets, which represents a drastic departure from global trends,” Kowalski declared in a post on X after the parliamentary session.
🔹Polska ma ogromny potencjał w sektorze innowacji kryptoaktywów. Ale zamiast go wykorzystać, @MF_GOV_PL chce zablokować rozwój kryptoaktywów, co jest dramatycznym odwróceniem światowych trendów.
🔹Chcemy jako @pisorgpl, aby polscy informatycy pracowali dla polskich firm, w… pic.twitter.com/ZRTTbMuAW5
— Janusz Kowalski 🇵🇱 (@JKowalski_posel) July 22, 2025
Kowalski further stated, “We in PiS want Polish IT specialists to be employed by Polish firms, operating within Poland rather than relocating to the Czech Republic, Malta, or Germany. Our goal is for Poland to become the leading destination for crypto asset investments.”
“Therefore, we require straightforward and logical regulations governing crypto assets, rather than the excessively regulated legislation put forward by Prime Minister Donald Tusk’s administration.”
In a recent interview with Gazeta Wyborcza, Kowalski indicated that if the Sejm does not amend the bill, President-elect Karol Nawrocki, backed by PiS and scheduled to assume office in early August, will veto the law.
He further explained that “The government’s draft legislation fails to adhere to the fundamental principle that should guide the implementation of EU law: ‘EU+zero’,” rejecting rules supplemented by Polish politicians. He warned that the latter “would effectively stifle the advancement of crypto assets within Poland for many years to come.”
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