DUBAI, UAE, Oct. 20, 2026 /PRNewswire/ — Bybit, a leading financial platform with a community of over 80 million users globally, is excited to introduce Phase 4 of its unique RLUSD Hold & Earn initiative. This phase continues a rewarding promotion featuring dual-token rewards in collaboration with Ripple, offering a remarkable 1.3 million XRP in rewards during this round.
Eligible Bybit users can now earn rewards by holding RLUSD in their accounts until Nov 18, 2026, receiving daily payouts in both RLUSD and XRP. This initiative is designed for convenience—no staking, lock-up periods, or subscriptions are necessary, while the RLUSD/USDT trading pair on Bybit Spot continues to feature zero maker and taker fees during this period.
Key Features of Phase 4
- Dual Rewards: Participants can earn RLUSD at a base annual percentage rate (APR) of up to 3.75%, along with XRP bonus rewards from a 1.3M XRP prize pool. Those who maintain their RLUSD holdings for 90 days or longer can benefit from a holding-duration multiplier of up to 2x on their XRP rewards.
- Competitive APR: The overall APR consists of the RLUSD base rate, added bonus APR from the 1.3 million XRP prize pool, and a multiplier for XRP base APR, potentially offering 2x for those who hold for over 90 days continuously.
- No Trading Fees: The RLUSD/USDT spot pair remains free of maker and taker fees.
- Simplicity: Eligible users holding at least 1 RLUSD in their Bybit account will automatically earn rewards, which are distributed daily.
RLUSD is a USD-pegged stablecoin issued by Ripple, fully backed by U.S. Treasury bills, USD deposits, and other cash equivalents, ensuring a stable 1:1 peg to the U.S. dollar. XRP, the native token of the XRP Ledger co-founded by Ripple, is designed for efficient and low-cost international payments.
Conditions apply. Actual fee percentages may differ based on the region, and users should check the My Fee Rate section for precise details. For comprehensive information regarding the APR, multipliers, eligibility, and any restrictions, users can visit: RLUSD Hold & Earn Phase 4 – Up to 3.75% APR on RLUSD and 1.3M XRP rewards
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