Exciting news! eToro Europe Ltd. (eToro EU) has received the green light to provide cryptoasset services within Germany, operating under the Markets in Crypto-Assets (MiCA) regulation.
We’ve updated our Terms & Conditions (now referred to as the “Updated Terms”), which you can review in detail here. These Updated Terms are important for all German residents, regardless of whether you currently hold cryptoassets on the eToro platform.
Important Information for German eToro Users:
1. Crypto Trading Services Transitioning to eToro EU
Around October 30, 2025, eToro EU will directly manage all cryptoasset trading services for German users. Here’s what this means for you:
- You will no longer access services from DLT Finance through the eToro platform.
- Your trading experience on the eToro platform will remain smooth and uninterrupted.
- To continue trading cryptoassets, you’ll need to accept the Updated Terms. These will appear as a pop-up the next time you log in.
We want to express our sincere gratitude to DLT Finance for their valuable partnership. We look forward to future collaborations in the areas of crypto liquidity and underlying infrastructure.
2. Your Cryptoasset Custody Remains Unchanged (For Now)
There will be no immediate changes to how your cryptoassets are held. Your current positions are not affected by this update.
3. Potential Future Custody by eToro EU
By agreeing to the Updated Terms, you acknowledge that eToro EU may provide custody services in the future. If and when this change is implemented, the following will apply:
- We will provide you with advance notice.
- This will potentially unlock access to a broader range of cryptoassets not currently available to our German clients.
4. eToro’s Commitment to MiCA Compliance
While eToro EU is MiCA-authorized for crypto services, it’s important to note that eToro isn’t a “MiCA trading platform” (a direct buyer-seller marketplace like a stock exchange). Instead, eToro acts as your counterparty, ensuring secure trade execution. Therefore:
- Your trades may be executed outside of officially regulated MiCA trading venues.
- We guarantee that your trading experience adheres to all applicable MiCA regulations.
5. What Happens If You Don’t Accept the Updated Terms?
Upon your next login, a pop-up will appear asking you to accept the Updated Terms.
If you decline the Updated Terms, you will be unable to trade cryptoassets on eToro after October 5, 2025. However, your existing cryptoassets will remain securely held by Tangany GmbH. You have the option to withdraw your assets to another custodian by contacting Tangany GmbH, subject to their terms and conditions.
6. Summary of Updates to the Terms & Conditions: A Quick Overview
- Cryptoasset Trading Provider: eToro EU assumes responsibility for all cryptoasset trading activities.
- Cryptoasset Custody: Remains the same (currently with Tangany GmbH).
- Existing Positions: Unchanged and unaffected.
- Regulation: Transitioning from a local arrangement via DLT to full MiCA compliance through eToro EU.
- Future Custody by eToro:
- eToro EU may eventually provide cryptoasset custody services. You will receive prior notification.
- If eToro EU becomes the sole provider of cryptoasset custody, the Terms & Conditions will be updated accordingly. We will notify you in advance, and your consent will be assumed unless you object.
We strongly encourage you to carefully review our Risk Disclosure to fully understand the risks associated with cryptoasset trading.
This transition highlights our dedication to meeting the highest regulatory standards and providing a seamless user experience. MiCA establishes rigorous benchmarks for transparency, security, and operational excellence in the crypto industry, and we are proud to participate in this initiative.